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Decided on your dream car? Apply for your auto loan

You Deserve Affordable Financing

Whether you're a first-time buyer, have perfect credit, or are rebuilding your credit, you deserve affordable financing with payments that fit your budget. That's why Vestavia Auto Plaza partners with an unmatched range of lenders to find get you the best financing possible.

More lenders means:

  • More Approvals 
  • Lower Payments 
  • Better Terms

Navigating financing can be difficult, but our team at Vestavia Auto Plaza can help you go over your options today. If you're ready to leave the dealership with your next set of keys, then you can visit us today in Vestavia Hills. You can feel free to visit us again in the future when it's time to take care of your routine services.

Explore Our Growing Selection of Used Vehicles

Before you move on to financing, you'll need to be certain that you've found the right car for your family. You can explore exciting EVs in our VinFast inventory, and we have a massive used inventory for you to browse.

  • Explore the VinFast Brand: If you haven't heard of the VinFast brand, then you're in for a treat, as this Vietnamese brand specializes in designing reliable and safe EV SUVs. If you're looking for a more efficient way to get around Alabama, then you can find models like the VF7, the VF8, and the VF9 at Vestavia Auto Plaza.
  • A Growing Used Selection: The bulk of our models fall into this inventory. It's more diverse than you might think, as you'll find all kinds of makes and models on our lot. Whether you're looking for a truck, sedan, or SUV, we've got you covered at Vestavia Auto Plaza.

A Quick Look at Your Financing Tools

It doesn't matter whether you're visiting us from Birmingham, Homewood, or Mountain Brook, you're always welcome to use our smart online tools.

  • Our Payment Calculator: At Vestavia Auto Plaza, we believe in transparency. It's why you can access our payment calculator at any time. It can give you an estimate of how much the vehicle might cost on a monthly basis, so that it's easier to plan out your budget.
  • Understanding Your Buying Power: Have you considered trading your vehicle in? If you haven't, then you may at least want to take a moment to run the numbers. You might be surprised by how large of an impact a trade-in can have on your down payment and your estimated car note.
  • Making Your Final Decision: The best tool you have is your test-drive. While that might sound odd at first, this is your chance to really test out the model. You'll be able to evaluate how well it handles turns, the power from the engine, and the tech features inside. You may even want to take a moment to explore the cabin.

Talk to a Financing Team That Values Your Time

Money comes and goes, but the one thing you'll never get back is your time. We aim to make your trip worth it at Vestavia Auto Plaza, so we'll work hard to ensure that you know about all of your options. If you have any questions about the financing process, we'd be happy to answer them for you. We can also answer any questions that you might have about our inventory, whether that's with the new VinFast brand or our massive used selection. Depending on when you decide to visit, we may even have specials for you to explore. If nothing catches your eye now, then you should make a note to check back later, as we're constantly adding new SUVs, trucks, and sedans to our used inventory.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. Vestavia Auto Plaza

    1476 Montgomery Highway
    Vestavia Hills, AL 35216-3607

    • Sales: 205-946-0150
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Get in Touch

  • Contact our Sales Department at: 205-946-0150
  • Monday09:00AM - 08:00PM
  • Tuesday09:00AM - 08:00PM
  • Wednesday09:00AM - 08:00PM
  • Thursday09:00AM - 08:00PM
  • Friday09:00AM - 08:00PM
  • Saturday09:00AM - 07:00PM
  • SundayClosed